Personal Finance
7.12.2018 01:55 pm
Court ruling provides some relief for borrowers
The maximum interest rate on second loans has been reduced.
Borrowers with more than one debt outstanding were given some protection last week, when the Supreme Court of Appeal ruled that the interest rate on short-term loans after the first loan cannot exceed 3% a month.
Court ruling provides some relief for borrowers
The maximum interest rate on second loans has been reduced.
Personal Finance
An open letter to consumers from a financial advisor
All I ask is that at the very least you have the courage to treat me with the respect that I have earned and allow me the opportunity to listen.
Business
What to consider when planning for retirement
We will all reach a stage where we will have to retire from our jobs. When this day eventually comes, we need to ensure that we are in a space to retire comfortably.
Personal Finance
Personal finance every Monday in The Citizen
In The Citizen’s Business section, we target those struggling to keep their heads above water.
Personal Finance
If you’re lucky, your take-home pay picked up a notch
According to a report, South Africa’s average formal sector take-home pay is 5.8% higher than January 2017.
Personal Finance
Step-by-step guide to saving for your child’s education
It’s never too late to start.
Personal Finance
How to teach your kids to think more critically about money
Good financial decision-making is about more than avoiding debt or having a budget, it’s about critically analysing your options.
Personal Finance
How much will SA’s weak economy impact your investments?
Maybe less than you think.
Personal Finance
How you can turn your mortgage into an asset
Leonard Kondowe from Rawson Finance explains how you can use the equity on your home loan to access finance for other projects.
Personal Finance
Four money questions every woman should ask herself
Strengthen your financial independence.
Personal Finance
Investment advice from the tea boy
As Ernest Hemingway once famously said: ‘At first you go broke slowly and then suddenly…’.
Business
Dreams come true at Nedbank
Use bank’s toolkit: the essential guide for small-business owners.
Personal Finance
Stock Investing 101: how to get started
Investing is a lot simpler than people think, but it’s always daunting because it’s your money.
Personal Finance
Pension fund should be able to deliver good returns despite downgrade
Even if inflation spikes during a downgrade spiral, growth assets remain important – MacroSolutions.
Personal Finance
Tax-free savings explained
Wouldn’t we all like to live in a world where we can get the full return on investments without being taxed on any of the growth we’ve earned?
Analysis & Profiles
State to close provident fund tax loophole
Provident fund members have best of both worlds – saving for retirement in a tax shelter then being able to take 100% of savings as a cash lump sum on retirement.
Personal Finance
Is financial advice worth the cost?
In this advice column Riette Coetzee from Alexander Forbes answers a reader who wants to know whether he really needs a financial advisor.
Personal Finance
How to retire wealthy
Some simple lessons for every investor aiming at enjoying a comfortable old-age.
Personal Finance
Where should you put money that you will need in two years’ time?
A reader’s questions answered.
Personal Finance
How much capital do you need for a R7000 monthly income?
A reader’s questions answered.
Personal Finance
‘Opportunity awaits’ savvy SA investors following Brexit mayhem
The Brexit has resulted in instability in financial markets around the world and knocked value off many currencies.
Personal Finance
Feeling poor? It’s not your imagination
SA’s middle class is being crushed by rising inflation and declining asset values.
Personal Finance
Ins and outs of unit trust investing
Debating active versus passive management, entry levels and fees – Gary Booysen, portfolio manager, RandSwiss.
Personal Finance
Tax questions vital in direct, offshore investments
Currency losses may be aggravated by certain tax consequences.
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