Four quick tips to help you spend less
While you are deserving of gifts, there is life after the festive season.
After a long year of achieving goals and bouncing back from bad cards life deals one, relaxing at a resort or buying that expensive pair of shoes seems like a good idea. While you are deserving of these, there is life after the festive season. Here are some tips to help you ensure that your “Randelas”see the new year.
Secret Santa
Nedbank recommends this as a cheap alternative to buying gifts for everyone in your life.This has been used in workplaces all over the world and can be used in your circle or family. Simply have a draw where you pick a name from a hat and you are tasked with buying that person a gift. This ensures that everyone receives a gift without breaking the bank. To make it more fun, try guessing who got your gift as they are opened.
Stay at home
While there may be many interesting events happening around you, it is important to understand that you don’t have to attend them all because the entrance fees and overpriced drinks add up at the end. To entertain yourself at friends, meet at a park or have one of you host a “Bring and Share” where everyone contributes something everyone will consume. This ensures a fun time with loved ones without denting your pocket.
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Shop around
When looking for gifts or home essentials, look through online catalogs and go to as many different stores as you can to compare prices of the items you are looking for to ensure that you get the best value for your money.
Pay for important things now
Before splurging on “iiBig days”, consider buying school uniforms and settling all accounts that may be due before your next payday. This ensures that whatever money you spend in the festive season is money you actually have. It also prevents needing a loan to get through “Janu-worry”.
