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Here are a few important points on getting your will drafted and up to date.
Keep it simple
Name your beneficiaries and what they will receive. Remember that one of your beneficiaries may die before you, it, therefore, makes sense to include substitute beneficiaries. Consider leaving your assets to your beneficiaries instead of asking the executor to sell them on your behalf, otherwise, the executor will have to sell your assets regardless if your heirs would like to keep them.
Your marital status
The status of your marriage will affect how you draft your will. When you got married it would’ve been in community of property, out of community of property, a customary marriage or a civil union.
Your dependents
A will serves to protect your minor children or dependents. It also allows you to choose a guardian.
Choose an executor
It is important to nominate a skilled and qualified executor in your will. It is the executor’s responsibility to look after the estate according to current legislation and to ensure the interests of the beneficiaries are protected.
Sign it
A will is only valid if it is signed correctly. A will should be signed in full on every page in the presence of two witnesses.
The witnesses should not be people who are included as beneficiaries, trustees, executors or guardians in the will or their spouses. The witnesses should also sign in full on the last page of the will.
Date it
Your will should be dated to ensure the last valid will can easily be identified.
Annual review
Relook your will regularly and especially when there is a major change in your life or legislation.