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If you suspect your card has been cloned, report this to the police immediately.
AS the festive season approaches, criminals will step up attempts to get their hands on your money.
Here are 10 tips for for ATM safety and security:
1. Be vigilant and aware that criminals often keep a close eye on those using ATMs.
2. Always pay close attention to the ATM and your surroundings. Don’t select an ATM at the corner of a building, as corners create a blind spot. Use an ATM located near the centre of a building. Do your automated banking in a public, well-lighted location that is free of shrubbery and decorative partitions or dividers.
3. Maintain an awareness of your surroundings throughout the entire transaction. Be wary of people trying to help you with ATM transactions. Be aware of anyone sitting in a parked car nearby. When leaving an ATM make sure you are not being followed. If you are, drive immediately to a police or fire station, or to a crowded, well-lit location or business.
4. Do not use an ATM that appears unusual looking or offers options with which you are not familiar or comfortable.
5. Do not allow people to look over your shoulder as you enter your PIN. Memorize your PIN; never write it on the back of your card. Do not re-enter your PIN if the ATM retains your card – contact a bank official.
6. Do not wear expensive jewellery or take other valuables to the ATM. This is an added incentive for a potential assailant.
7. Never count your cash at the machine or in public. Wait until you are in your car or another secure place.
8. Maintain a supply of deposit envelopes at home or in your car. Prepare all transaction paperwork prior to your arrival at the ATM. This will minimise the amount of time spent at the machine.
9. Closely monitor your bank statements, as well as your balances, and immediately report any problems to your bank.
10. If you are involved in a confrontation with anyone who demands your money, COMPLY.
*Tips taken from www.bankrate.com
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