How to claim for pothole damage

The process for claiming for tyre and rim damage from the JRA explained

Roodepoort residents are no strangers to large potholes in the road, and the resulting damage to their vehicles’ tyres and rims.

This leads to the question, “Who do I hold responsible for the costs of replacing tyres and rims? Can I claim this back from the council?”

According to Bertha Scheepers, the spokesperson for the Johannesburg Roads Agency (JRA), the public may lay a claim with the JRA’s legal department for alleged damages suffered as a result of defective roads and/or infrastructure (such as a manhole, pothole or kerb inlet).

Claim forms can be obtained from the JRA website, Bertha also said that it is important for residents to know that the claim process may be a lengthy one. “We work with both our insurance brokers and insurers in the processing of claims. Each claim is assessed on its merits and in accordance with our public liability policy, which means not all claims will be successfully paid out,” she said.

Claim forms can be obtained from the JRA website. Photo: Pixabay.

After the claim form is completed, the following documents should also be attached:

“The claimant should remember to sign the claim form and attach all required documents, as failure to do so might result in the rejection of your claim. The form should also only be faxed OR emailed – not both, as this delays the process,” said Bertha.

JRA will acknowledge receipt of the claim within three working days and supply a reference number, via email or telephone. Some other facts to keep in mind before claiming for damage from the JRA include: 

Roads that are not timeously and properly maintained are costing South Africa millions. Photo: Pixabay

Between January 2020 and January 2021, Auto & General Insurance has noticed a spike of 47% in tyre and rim claims, raising the question of whether poor road maintenance is to blame.

Steep claim increases were observed in Gauteng, Kwa-Zulu Natal and Mpumalanga, and, although claims have shown a steady increase for both men and women, a significant amount of claims were submitted by men aged between 31 and 37 who drive newer vehicles.

“This is a significant increase and badly maintained roads are a serious concern. One bad patch of road could lead to punctures, tyre bulges, bad wheel alignment and balancing, uneven tyre wear, cracked rims, damaged undercarriage, damaged tyre walls and blowouts, which could very well cost you your life,” says Ricardo Coetzee, Head of Auto & General Insurance.

Saied Solomons, President of the South African Road Federation (SARF), recently stated that roads that are not timeously and properly maintained are costing South Africa millions, with costs soaring even higher when a lack of maintenance sees a road rapidly deteriorating to the point of requiring total road rehabilitation. Other knock-on effects that add to the real cost of poorly maintained roads include frequent vehicle repairs, higher transportation costs, bottlenecks on busy routes and more.

Auto & General provides the following guidelines for navigating poorly maintained roads:

Your vehicle:

Your driving:

In the event of a potentially damaging incident or accident:

“Aside from applying these tips and insisting that authorities step up to make our roads safer, it’s absolutely vital to make sure that you have vehicle insurance – including tyre and rim cover – in place.”

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