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1. If you need to pay accounts, consider options that are lower risk instead of withdrawing large sums of cash.
2. Carry as little cash as possible
3. Consider the convenience of paying your accounts electronically (consult your bank to find out about other available options)
4. Consider making use of cell phone banking or internet transfers or ATMs to do your banking
Avoid being a victim of cash robberies for businesses which are cash based and need to deposit money on a regular basis at the bank.
The following TIPS will minimise the chances of you being a victim:
1. Alternate the days and times on which you deposit cash
2. Never make your bank visits public, even to people close to you
3. Do not openly display the money you are depositing while you are standing in the bank queue
4. Avoid carrying money bags, briefcases or openly displaying your deposit receipt book
5. It’s advisable to identify another branch nearby that you can visit to ensure that your banking pattern is not easily recognisable or detected
6. If the amount of cash you are regularly depositing is increasing as your business grows, consider using the services of a cash management company
7. Refrain from giving wages to your contract or casual labourers in full view of the public rather make use of wage accounts that can be provided by your bank
8. Refrain from driving to the bank in your company branded vehicle on a typical ‘pay day’
9. Consider arranging for electronic transfers of wages to your contract or casual labourers’ personal bank accounts
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