Shopping and paying safely online

If you are among the many customers taking advantage of the ease and convenience of shopping online with their credit cards, it is important to empower yourself with a few tips to keep your card details safe, especially during this festive season, warned FNB.

According to the banking institution, following the below quick safety precautions and keeping up to date with the measures that your bank is using to prevent online fraud will give you peace of mind when shopping online with your credit card:

• Ensure that you are buying from reputable sites and apps
• Enter the provider’s website by typing in the web address yourself instead of accessing it via a search engine as it might lead you to a spoofed site
• Never access the website from a link you receive in an email or SMS
• Make sure that you are not on a spoof site by clicking on the security icon on your browser toolbar, looking for the Padlock, and checking that the URL begins with ‘https’ rather than ‘http’
• Never save your personal and banking details on any merchant website. If the option presents itself, always remember to click ‘No’
• Always remember to log off immediately when you have finished shopping
• Always ensure you download the latest anti-virus software onto your PC and mobile device where possible
• Never provide your credit card details if you did not initiate the transaction

• Source: FNB