How to celebrate Valentine’s Day within budget

Whether consumers dread it or love it – Valentine’s Day is tomorrow…

For those who value this day – it’s time to make some financial choices during the month of love… South Africans can either go wild with their spending and regret their decision (financially), or, they can enjoy this special day within budget and have some peace of mind instead, said a spokesperson for Zeeva – a Debt Management Programme specifically designed for women by women.

Carla Oberholzer, the public relations officer at Zeeva, encouraged caution when planning for this coming Valentine’s Day.

“Over-spending on your monthly budget is not worth the price in the long run,” she said.

Here are eight tips to consider when making last-minute plans:

1. Know exactly what your expected outcome for Valentine’s Day is

You can’t just ‘wing’ this love-filled day without a bit of planning. Know what you want to do, what it is going to cost you and get your estimates in line with your budget for this special day or activity.

2. There is nothing wrong with enjoying homemade meals

Surprise your loved one with an affordable breakfast in bed or create a scrumptious dinner dish with your partner, in the comfort of your own home. Visit Pinterest, Brit + Co or The Spruce for some fun and easy ideas.

3. Thinking about dining out?

Consider a nice, yet affordable restaurant option if you have saved for a meal. Take a look at EatOut, Food Blog Durban, Restaurants.co.za and Food Blog Cape Town for options.

4. Planning an outing? Use cash to avoid over-spending

If you have started your finances off on the right note and have saved some money for an affordable night on the town, be aware of the amount that you can spend and carry the amount in cash with you. This will assist you to stay within budget and not use your credit card at all.

5. Avoid buying treats at the store

Buying candy and chocolates can be very expensive, especially if you did not include it in February’s budget. What about making your own treats? Take a look at your pantry and fridge and give your own baking a try.

6. Buying flowers is a trend – be sure you can afford it

Carla said the demand, supply, increased transportation costs as well as additional labour costs are some of the reasons behind the price hike on flowers in February. What about an alternative? A personally-plucked bouquet from your garden will surely make the gesture extra special.

7. Do-it-yourself cards

So you want to be romantic by expressing your feelings on paper? Get some creativity going and make your own cards with items that you have available in your stationery drawer. Cards can cost up to R80, so rather be a creative DIY-er and save.

8. There is no time like quality time

Time does not cost you an arm and a leg. So make use of it by spending some proper quality time with your special someone. There is nothing better than just being together. Why not watch a movie in your own lounge, have a picnic outside or enjoy listening to your favourite songs and artists at home?

Do you perhaps have more information pertaining to this story? Email us at randfonteinherald@caxton.co.za  (please remember to include your contact details in the email) or phone us on 011 693 3671.

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