Shopping online with your credit card, safely
Don't be caught off-guard by online fraudsters when shopping online this #FestiveSeason.
If you are among the many customers taking advantage of the ease and convenience of shopping online with their credit cards, it is important to empower yourself with a few tips to keep your card details safe whenever you shop online, and especially during this Festive Season, warned FNB.
In a statement released last year, Chris Labuschagne, CEO of Credit Card at FNB at the time, said, “Online shopping continues to be a growing trend in South Africa.
“More and more consumers regularly buy everything from basic household necessities to clothing, gifts and gadgets at the click of a button. However, to continuously get the best experience when shopping online, it is important to ensure that you are not caught off-guard by online fraudsters.”
He shared some tips for consumers to consider when shopping online with their credit cards:
• Ensure that you are buying from reputable sites and Apps
• Enter the provider’s website by typing in the web address yourself instead of accessing it via a search engine as it might lead you to a spoofed site.
• Never access the website from a link you receive in an e-mail or SMS.
• Make sure that you are not on a spoof site by clicking on the security icon on your browser tool bar, look for the Padlock, and check that the URL begins with ‘https’ rather than ‘http’.
• Never save your personal and banking details on any merchant website. If the option presents itself, always remember to click ‘No’.
• Always remember to log off immediately when you have finished shopping.
• Always ensure you download the latest anti-virus software onto your PC and mobile device where possible.
• Never provide your credit card details if you did not initiate the transaction.
“Following these quick safety precautions and keeping up to date with the measures that your bank is using to prevent online fraud will give you peace of mind when shopping online with your credit card,” Chris concluded.
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