Tips on budgeting for Christmas
Strapped for cash this festive season? Worry not, there’s a way to beat that Christmas spending.
Christmas shopping can be done on a budget.
Christmas shopping often has people in a tizz with high costs, but while difficult, Christmas shopping can be done on a budget.
Talk to family about the costs and gifts. Sit down and make decisions about limits on gifts.
This is especially important in large families where the costs of buying a gift for every member of the family can soon add up. Seek agreement that you’ll only spend so much per person.
If you’re really strapped, a decision to only give gifts to the children can sometimes ease budget constraints.
Remind everyone that thoughtfully chosen gifts are more important than expensive ones.
Before purchasing gifts, be sure to make a list of what you need to buy and shop around. This will help you stay in your budget limit and help you avoid purchasing unnecessary items.
Make your own cards. Recycle last year’s cards and turn them into this year’s cards. Simply cut out the decorative part of the card and attach it to plain cardboard. Use markers to decorate. Do the same for gift tags.
