Set a budget for holiday spending

It is a known fact that the festive season comes with a big financial burden.

People spend money on presents, etc, and many fall into the trap of overspending, having to borrow in January.

Here are some tips to help you in this regard:

1. Make a list of expenses, including travel costs, food, gifts, entertainment, etc.
2. Decide on your overall spending limit.
3. Assign money to each expense.
4. Lastly, stick to your budget.

The news provided to you in this link comes to you from the editorial staff of the Ladysmith Gazette, a sold newspaper distributed in the Ladysmith area.