A brief explainer on sectional title properties
A well-run complex is a joy for many to live in, but if badly run can become a headache for homeowners.
There are so many kinds of properties to buy when looking for a home.
Petronella van der Merwe from Rawson Properties in Northcliff gives a brief overview of sectional titles.
These are traditionally individual properties that are part of one complex or cluster of residences, such as townhouses in complexes, apartments, duplex houses, and semi-detached homes.
They are often referred to as units or ‘sections’ dividing up the piece of communal land.
“The unit is owned exclusively by the owner and each owner becomes a joint member of the common property of the scheme.”
They are usually managed by a body corporate that stipulates rules and regulations for the complex and governs general upkeep and maintenance. “The include permissions for pets, renovations involving the floor and other stipulations.
“These properties usually offer better security which could include security measures implemented, such as having guards at the entry and exit points and a boundary electric fence.”
Sectional title units are a popular choice for many as they generally provide safety for owners and children within a community environment.
She says common areas including communal gardens, pavements and swimming pools are usually taken care of by the body corporate.
The cost of this work is drawn from levies or monthly charges each unit contributes towards. “This will usually also include building insurance.”
Things to look out for:
- Ensure the property is well-managed, clean, and maintained
- Make sure all owners contribute towards levy payments
- Check through a financial institution that audited records are up to date and clean.
- Financial checks are usually done automatically when applying for a bond or home loan
In the event of a body corporate carrying out its role and responsibilities, owners can request a special general meeting to decide whether new trustees need to be appointed to revive a dysfunctional body corporate.
“If the owners find themselves believing in the mismanagement of the body corporate, a complaint can be filed with the CSOS (Community Services Ombud Service).
Body corporates in South Africa are governed by the Sectional Titles Schemes Management Act and the CSOS Act.
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