Crime
10 quick tips to do safe mobile banking
As the year comes to a close, fraudsters take advantage of the fact that consumers receive bonuses, spend more money and are generally more relaxed because they are in holiday mode.
The South African Banking Risk Information Centre (SABRIC), has launched a Safe Banking Campaign to empower bank clients with information to ensure that they bank safely over the Festive Season.
As the year comes to a close, fraudsters take advantage of the fact that consumers receive bonuses, spend more money and are generally more relaxed because they are in holiday mode.
Also read: SABRIC concerned about fraud increase
SABRIC wants ensure that bank clients are empowered with information in order to protect themselves.
Her are 10 Tips to do safe mobile banking
- Protect your phone content and personal information you saved by using a PIN or Password to access your phone. Do not leave your phone unlocked.
- Memorise your PIN, never write it down or share it with anyone and make sure no one can see you entering your PIN.
- Choose an unusual PIN that is hard to guess and change it often.
- If you think your PIN has been compromised, change it immediately.
- Do not respond to competition SMS’s or MMS’s.
- If you receive a phone call requesting personal information do not respond and end the call.
- If you use a Smartphone, install an up-to-date anti-virus application to your cellphone. Most banks provide this free of charge to their customers.
- Never access your bank site through a link in an SMS.
- Never access your banking site on a public Wi-Fi network – it’s not secure and your credentials could be hacked. Rather disable Wi-Fi and switch to a cellular network option.
- Make use of the mobile banking apps provided by your bank, they go to great lengths to ensure that these are secure.
- Read: SABRIC urges banking customers to be vigilant when using ATMs
