SA’s middle class is being crushed by rising inflation and declining asset values.
Debating active versus passive management, entry levels and fees – Gary Booysen, portfolio manager, RandSwiss.
Currency losses may be aggravated by certain tax consequences.
Piet Nel, head of the School of Applied Tax at the SA Institute of Tax Professionals, answers a reader’s questions about when to submit a tax return.
Anton Prinsloo from PSG in Silverlakes, Pretoria, advises a young reader who is caring for her parents and two siblings on her financial future.

Personal Finance Golden rules for a successful retirement

People underestimate how quickly retirement does approach – Jenna Hartley, investor consultant – 10X Investments.

Personal Finance Cracking the millennial investment code

Part one of three: Overcoming the unprecedented challenge of getting millennials to invest for retirement.

Personal Finance Why should I contribute to a retirement annuity?

Mikayla Collins from NFB Private Wealth answers a question from a reader who wants to know what the benefits would be of investing a lump sum into a retirement annuity at retirement.

Personal Finance Is 35 too late to start pension saving?

‘The secret to investing is addressing the right risk at the right time.’

Personal Finance Mom, dad! Help, I need a loan

Navigating the choppy waters of helping kids to buy property.

Personal Finance Tax reforms and you

You can now contribute up to 27.5% of your total remuneration to an employer’s retirement fund.

Personal Finance The impact of fees on your retirement

A reader’s personal finance questions answered.

Personal Finance Educating the kids on finance

A reader’s youth finance questions answered.

Personal Finance The mother lode for young entrepreneurs

‘Be Bold’ is building entrepreneurship fervour at tertiary institutions.

Personal Finance High-equity balanced funds struggling

But is changing course a good idea?

Personal Finance Retiring from an umbrella fund

Compared: umbrella funds allowing members to stay on as a retired member within the fund.

Personal Finance Do I really need dread-disease cover?

How can I determine how much cover I need? Should I not rather use the money and invest it in shares or a unit trust?

Personal Finance How do I know my savings are on track?

In this advice column Aviwe Gijana from Alexander Forbes answers a question from a reader who isn’t sure if he’s saving enough.



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