Do I need to file a tax return?

Piet Nel, head of the School of Applied Tax at the SA Institute of Tax Professionals, answers a reader’s questions about when to submit a tax return.

Question: I am 65 years old so my taxable income threshold is R114 800. I earn some interest income (less than R10 000) and dividend income which is already deducted at source and well within the taxable income threshold.

Do I need to file a tax return?
Do I need to file a tax return?

Do I need to file a tax return?

Piet Nel, head of the School of Applied Tax at the SA Institute of Tax Professionals, answers a reader’s questions about when to submit a tax return.

Six rules for financial stability

Six rules for financial stability

Anton Prinsloo from PSG in Silverlakes, Pretoria, advises a young reader who is caring for her parents and two siblings on her financial future.
Golden rules for a successful retirement

Golden rules for a successful retirement

People underestimate how quickly retirement does approach – Jenna Hartley, investor consultant – 10X Investments.
Cracking the millennial investment code

Cracking the millennial investment code

Part one of three: Overcoming the unprecedented challenge of getting millennials to invest for retirement.
Why should I contribute to a retirement annuity?

Why should I contribute to a retirement annuity?

Mikayla Collins from NFB Private Wealth answers a question from a reader who wants to know what the benefits would be of investing a lump sum into a retirement annuity at retirement.
Is 35 too late to start pension saving?

Is 35 too late to start pension saving?

‘The secret to investing is addressing the right risk at the right time.’
Mom, dad! Help, I need a loan

Mom, dad! Help, I need a loan

Navigating the choppy waters of helping kids to buy property.
Tax reforms and you

Tax reforms and you

You can now contribute up to 27.5% of your total remuneration to an employer’s retirement fund.
The impact of fees on your retirement

The impact of fees on your retirement

A reader’s personal finance questions answered.
Educating the kids on finance

Educating the kids on finance

A reader’s youth finance questions answered.

The mother lode for young entrepreneurs

‘Be Bold’ is building entrepreneurship fervour at tertiary institutions.
Retiring from an umbrella fund

Retiring from an umbrella fund

Compared: umbrella funds allowing members to stay on as a retired member within the fund.
Do I really need dread-disease cover?

Do I really need dread-disease cover?

How can I determine how much cover I need? Should I not rather use the money and invest it in shares or a unit trust?
How do I know my savings are on track?

How do I know my savings are on track?

In this advice column Aviwe Gijana from Alexander Forbes answers a question from a reader who isn’t sure if he’s saving enough.
How to get wealthier

How to get wealthier

Your pay check is responsible for only 30% of your accumulating wealth or not – Paul Leonard – Citadel.
How to invest in turbulent times

How to invest in turbulent times

Pay off debts first and make sure you’ve got an emergency fund – Wouter Fourie.
Why investing is like choosing a husband (or not)

Why investing is like choosing a husband (or not)

My dad once said that when you weigh someone as a potential husband you should keep your eyes wide open.
How to choose an annuity

How to choose an annuity

A higher level of initial income is not the only thing to think about.
Diversity and patience – the secrets to real wealth

Diversity and patience – the secrets to real wealth

There are no substitutes for diversification and time.
Advisors must decide – tied or independent

Advisors must decide – tied or independent

Advisors must decide as the FSB refines its proposals for RDR’s implementation.
Sanlam sees analytics boosting Personal Finance business

Sanlam sees analytics boosting Personal Finance business

[Watch] ‘We are going to stay the course’ on Africa – CEO, Ian Kirk.
Tax, lending and love: when family needs a break

Tax, lending and love: when family needs a break

What are the tax implications of making a loan to a family member?

 

 

 

 

 

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