Personal Finance 18.5.2016 03:15 pm

Is your fund manager charging for skill or excess risk

What does it take to outperform?

CAPE TOWN – In South Africa, investors have grown to accept that a fund manager’s job is to beat a benchmark. And if they do that, we think that it must have taken some particular skill to get there.

Is your fund manager charging for skill or excess risk
Golden rules for a successful retirement
Personal Finance

Golden rules for a successful retirement

People underestimate how quickly retirement does approach – Jenna Hartley, investor consultant – 10X Investments.
Cracking the millennial investment code
Personal Finance

Cracking the millennial investment code

Part one of three: Overcoming the unprecedented challenge of getting millennials to invest for retirement.
Why should I contribute to a retirement annuity?
Personal Finance

Why should I contribute to a retirement annuity?

Mikayla Collins from NFB Private Wealth answers a question from a reader who wants to know what the benefits would be of investing a lump sum into a retirement annuity at retirement.
Is 35 too late to start pension saving?
Personal Finance

Is 35 too late to start pension saving?

‘The secret to investing is addressing the right risk at the right time.’
Mom, dad! Help, I need a loan
Personal Finance

Mom, dad! Help, I need a loan

Navigating the choppy waters of helping kids to buy property.
Tax reforms and you
Personal Finance

Tax reforms and you

You can now contribute up to 27.5% of your total remuneration to an employer’s retirement fund.
The impact of fees on your retirement
Personal Finance

The impact of fees on your retirement

A reader’s personal finance questions answered.
Educating the kids on finance
Personal Finance

Educating the kids on finance

A reader’s youth finance questions answered.
The mother lode for young entrepreneurs
Personal Finance

The mother lode for young entrepreneurs

‘Be Bold’ is building entrepreneurship fervour at tertiary institutions.
Retiring from an umbrella fund
Personal Finance

Retiring from an umbrella fund

Compared: umbrella funds allowing members to stay on as a retired member within the fund.
Do I really need dread-disease cover?
Personal Finance

Do I really need dread-disease cover?

How can I determine how much cover I need? Should I not rather use the money and invest it in shares or a unit trust?
How do I know my savings are on track?
Personal Finance

How do I know my savings are on track?

In this advice column Aviwe Gijana from Alexander Forbes answers a question from a reader who isn’t sure if he’s saving enough.
How to get wealthier
Personal Finance

How to get wealthier

Your pay check is responsible for only 30% of your accumulating wealth or not – Paul Leonard – Citadel.
How to invest in turbulent times
Personal Finance

How to invest in turbulent times

Pay off debts first and make sure you’ve got an emergency fund – Wouter Fourie.
Why investing is like choosing a husband (or not)
Personal Finance

Why investing is like choosing a husband (or not)

My dad once said that when you weigh someone as a potential husband you should keep your eyes wide open.
How to choose an annuity
Personal Finance

How to choose an annuity

A higher level of initial income is not the only thing to think about.
Diversity and patience – the secrets to real wealth
Personal Finance

Diversity and patience – the secrets to real wealth

There are no substitutes for diversification and time.
Advisors must decide – tied or independent
Personal Finance

Advisors must decide – tied or independent

Advisors must decide as the FSB refines its proposals for RDR’s implementation.
Sanlam sees analytics boosting Personal Finance business
Personal Finance

Sanlam sees analytics boosting Personal Finance business

[Watch] ‘We are going to stay the course’ on Africa – CEO, Ian Kirk.
Tax, lending and love: when family needs a break
Personal Finance

Tax, lending and love: when family needs a break

What are the tax implications of making a loan to a family member?
How should you invest today?
Personal Finance

How should you invest today?

This is not the time to put money into index funds and ETFs says Oasis’ Adam Ebrahim.