Chances are you end up living from one salary to another, or even have to borrow money just to make it through to the following month.
Life just keeps getting more expensive, your debts just keep piling up and you start seeing as through there is no way out of this struggle.
How do you then find ways, of surviving in these tough economic times, as the sole bread winner or someone who is faced with the challenge of being unemployed.
Well, why not start by just putting away a small portion of your salary or grant money before the excitement of getting paid kicks in and before all your money goes out to paying the unending debts.
Create a food garden in your yard which will, in the long run, save you and your family money, as you might spend less weekly on buying vegetables and fruits.
Search around for shops where you can find groceries or goods that are on special instead of opting to pay the full prices for everything in your home.
And, if there is something that you are good at doing, why not open up a small business on the side or full time or provide a service people will pay for, which could be something that could help you to generate some form of income or extra cash for yourself.
If you search seriously enough you will find that there is always something that people want or need, or a service that you can provide to people which they would not mind paying for.
So instead of doing this for free, you put a price tag to it so your service benefits you, too.
You could also try to minimise your accounts and, instead, save before buying items or choose the lay-by items that you really feel you need, because, let’s face it, we love buying things on account or credit cards, or even borrowing money which we don’t really need at the time.
And, when time to pay it back comes, it’s a dreaded and painful process that, when you sit back and really think about, is something you did not need or could have lived without.
Not everything needs to taken on as debt, because, at the end of the day, that account or credit card I so rely on is not my money, but somebody else’s money and, at the end of that month or some months, I still need to pay it back and sometimes with interest attached to it.
So let us all make better choices, try to live within our means and find ways of surviving these tough economic times.
